Medicare:
Everything to handle Medicare. Are you turning 65 soon? Are you retiring? We can help you enroll in Part A and or B. We will walk through all the different choices for Medicare insurance. We will compare all different options (including employer options you might still have). Medicare is not one size fits all. We want to figure out if a supplement works well or maybe an advantage plan? Whatever the direction, we are here to help you understand and feel good about your decision. We will go through your prescriptions and find a drug plan that makes the most sense financially for you with your pharmacy. Let us do the hard work!
Under 65 Health Insurance:
Although we specialize in Medicare, we love insuring our clientele that is not to age 65 just yet! We have health insurance options to go through for all ages and income levels.
Group Insurance:
We can help groups with as small as two employees- and we have a unique option for no out of pocket medical costs, while still saving your company significantly compared to your current health insurance premiums. We also have all the extra ancillary opportunities for great coverage at a lower cost.
Dental, Vision and Hearing Insurance:
We have many dental options that offer great coverage for whatever level of coverage you are looking for. We can also write you vision insurance and also hearing- and we can have your insurance in force within the week in many cases.
Hospital Indemnity Plans:
Getting sick can cost a lot of money. Going to the hospital can mean big bills. With Hospital Indemity plans, we can make sure you get the money to pay your bills if you are admitted to the hospital. There is an option for coverage at any level to fit your budget and make you comfortable.
Cancer Plans:
No one likes to think about it, but the reality is, 1 of 2 men will get cancer and 1 of 3 women in their lifetime. Cancer plans pay you a lump sum if you are diagnosed with an internal cancer to allow you to pay for things like chemo and radiation, or for hotel and meal costs for family members while they take care of you. You can use the payment any way to help you through these tough times. And like the hospital indemnity plans, there is an option for coverage at any level to fit your budget.
401K Rollovers:
Retiring? Have an old 401k you never did anything with? Let’s talk through that. Our financial team has so many options that will be tailored to fit your lifestyle and actual financial plan. There are a lot of moving parts when it comes to retirement and we know this is a big one. Let’s talk through it and see what direction we can go to help your confidence as you move into this new stage of life.
Life Insurance:
Life Insurance is important for all ages and can be used for all different reasons. The obvious one is to help with bills and payments when you lose a loved one. Another important benefit of life insurance is to accumulate cash and use it as a retirement or loan option. There are always smaller options of final expense to help with funeral expenses and other things, so let’s get together and figure out which option you are your family need.
Financial Products:
We all have different ideas what financial freedom looks like. We all have different things we are saving for or goals we want to meet. Let’s sit down and go over this together. We have options for guaranteed income for life, investments with institutional level money managers, and many more options depending on your stage in life and ideas for the future.